[RFC] Centrifuge × Giza: Strategic Partnership Opportunities

cp: 160
title: Centrifuge × Giza: Strategic Partnership Opportunities
authors: francxbt
contributors:
uses-component: cp4
technical-proposal: no
requires-onchain: no
impacts/modifies: -
status: rfc
date-proposed: 2025-07-11
date-ended: -

[RFC] Centrifuge × Giza: Strategic Partnership Opportunities

Summary

This RFC proposes initiating a strategic collaboration between CentrifugeDAO and Giza, focused on integrating Giza’s AI-powered DeFi agents into Centrifuge’s RWA ecosystem. The partnership aims to:

  • Convert idle treasury assets into productive capital via autonomous treasury management

  • Launch hybrid vaults combining Centrifuge deRWA (deJAAA, deJTRY) stability with Giza DeFi agility

  • Alignment of token rewards to drive demand, deepen utility, and enhance cross-protocol engagement

At this stage, no funding request is made. Instead, this RFC invites feedback and alignment from the Centrifuge community, with the intention of submitting a formal proposal (CP) based on input received.


About Giza

Giza builds AI-powered autonomous agents that optimize yield and execution in DeFi. Giza flagship agent, ARMA, runs on Base and other EVM chains, outperforming passive yield strategies by >80%. These agents execute transactions via non-custodial smart accounts with EIP-712 session keys, meaning users (or DAOs) retain custody while outsourcing strategy logic and gas signing.

Recent deployments include:

  • Session-based automation for stablecoin optimization
  • Dynamic capital allocation across lending/LP/arbitrage protocols
  • Custom agent instances for DAO treasury use cases

Learn more:


Motivation

Why this matters now:

The RWA market has grown to $24B+ TVL in 2025, led by protocols like Centrifuge that tokenize real-world yield sources. Yet, access and capital allocation remain fragmented:

Centrifuge Needs Giza Capabilities
Improve treasury ROI Autonomous agent infrastructure
Increase CFG utility Tokenomics design & yield routing
Attract retail/DeFi-native users UX-abstracted strategies
Expand AUM Deep, risk-managed capital pipelines

By combining Centrifuge’s high-quality asset pools with Giza’s agentic liquidity, we can grow TVL, attract new user segments, and strengthen the value loop for both ecosystems.


Proposal

We outline three vectors for exploration, structured by impact and implementation effort:


1. Active Treasury Management

Concept:
Use Giza’s ARMA agents to autonomously manage a portion of Centrifuge DAO’s idle stablecoin reserves. Conservative risk parameters and transparent reporting will be tailored for DAO use.

Key Details:

  • DAO retains custody via EIP-712 smart accounts
  • Agent executes optimized yield strategies (e.g. lending, stablecoin farming)
  • Target yield uplift: from <3% APR to 20-25% APR
  • Performance-based fee model; no upfront integration cost

Benefits for Centrifuge:

  • 6–7x yield increase
  • No new ops overhead
  • Demonstration effect for other RWA treasuries
  • Boosts CFG narrative via efficient DAO resource use

Benefits for Giza:

  • $1M+ AUM boost (pilot stage)
  • Institutional case study for agent adoption
  • Performance revenue
  • Signal for broader ecosystem integrations

2. Hybrid Vaults

Concept:
Create “All-Weather Vaults” blending (i) deRWA pools from Centrifuge for stable, real-world-backed yield; and (ii) Giza’s autonomous agents managing dynamic DeFi strategies. The intelligent layer continuously rebalances allocations based on RWA terms, DeFi opportunities, and market conditions.

Illustrative Yield Model:

  • deRWA: ~6-8% APR (predictable)
  • DeFi: 12–20% APR (opportunistic)
  • Blended: ~10–14% net APR

Vault Benefits:

  • For conservative users: capital preservation + predictable income
  • For DeFi users: stable yield backbone + dynamic upside
  • Real-time optimization by AI agents
  • Risk tiers customizable per vault

Benefits for Centrifuge:

  • New retail products with better UX
  • DeFi-native user funnel
  • Stronger yield narrative

Benefits for Giza:

  • Access to a reliable asset base
  • AUM smoothing
  • Product stickiness via vaults

3. Tokenomics Alignment

Concept:
Establish cross-token benefits between CFG and GIZA tokens to drive sticky demand and cross-protocol user flows.

Ideas to Explore:

  • CFG Staking → Giza Agent Perks:
    Higher strategy limits, faster execution, and premium features

  • GIZA Staking → CFG Boosts:
    Higher APR in select Centrifuge pools, fee rebates

  • Joint Revenue Flow:
    Fees from hybrid products are split 50/50 to staking pools

  • Governance x Access:
    Holding 10k CFG or GIZA unlocks early access to co-launched vaults

Benefits for Centrifuge:

  • Greater CFG utility and retention
  • Retail staking incentive
  • Revenue diversification

Benefits for Giza:

  • Network effects from large CFG holder base
  • Dual-token community growth
  • Clear alignment with long-term protocol sustainability

Implementation Plan (Suggested)

Phase Timeline Centrifuge Role Giza Role
Scoping Week 1–2 Share treasury details Design agent policy & risk parameters
Pilot Month 1 Seed up to $2M stablecoins Deploy agent, live dashboard
Go Public Month 2–3 Governance PR + AMAs Publish a case study, tokenomics roadmap

We aim for full transparency and will provide agent source code, dashboards, and reporting tools as needed.


Request for Feedback

We are inviting comments on:

  • Should Centrifuge DAO explore autonomous treasury agents like ARMA?
  • Would hybrid RWA-DeFi vaults improve TVL and user diversity?
  • Is cross-token utility a valuable path to expand the CFG/GIZA ecosystems?
  • Any additional collaboration angles you’d like to suggest?

Next Steps

Pending DAO input, we will submit a full CP with detailed specs, risk parameters, agent terms, and optional financial asks.

We are happy to join community calls, run async Q&As, or participate in a joint task force to scope the opportunity further.


Respectfully submitted by Giza Core Contributors.


4 Likes

Good day @Francxbt!
Thanks for posting this proposal. This proposal is definitely opens up some exciting opportunities. I personally believe that Centrifuge Protocol could find strong alignment with your approach.

I had a few questions I’d love to get your insights on:

  1. What does ARMA/Giza manage the current total TVL?
  2. How many active wallets or users are currently engaging with Giza?
  3. Are you collaborating with any other DAOs on Treasury Asset management? If so, are there any performance results or case studies you can share?

As of now, approximately 99% of Centrifuge’s treasury is comprised of CFG tokens (Treasury Wallet). I’m assuming your proposal mainly focuses on stablecoins rather than native tokens—is that accurate?

Additionally, what would be the minimum stablecoin amount required to initiate autonomous treasury management through Giza?

Looking forward to hearing your thoughts!

2 Likes

(post deleted by author)

Thank you for the thoughtful questions – really appreciate the engagement from the Centrifuge team and community. Below are some responses to help clarify how Giza and ARMA operate.

1. What does ARMA/Giza manage in terms of current TVL? How does the agent operate?

Giza’s ARMA agents are currently live on Base, actively managing capital across a range of DeFi protocols. These agents go far beyond simple allocation logic. Each one performs a continuous, multi-factor analysis of the ecosystem to identify and execute profitable opportunities. This includes screening all lending markets on Base, calculating precise yield differentials adjusted for liquidity depth, token incentives, and protocol rewards, and optimizing for the full reward stack. The agent also computes risk-adjusted returns for each potential position and models real-time gas and transaction costs. Execution only occurs when the yield differential justifies all costs, ensuring every transaction is net-profitable. Everything happens via non-custodial smart accounts using EIP-712 session keys, so users (or DAOs) retain full custody at all times. This architecture has allowed ARMA to consistently outperform passive strategies by over 80%, based on empirical results.

2. How many users are currently engaging with Giza?

To date, more than 30,000 ARMA agents have been created, with over 5,000 running actively on a daily basis. These agents are used both by individual DeFi users and institutional players.

3. Are you collaborating with any other DAOs on Treasury Management?

We’re currently in conversations with several DAOs about applying ARMA to their treasury operations. That said, our intention is for Centrifuge to be the first full implementation of what we’re calling the “Active Treasury Standard” — a transparent, automated, and risk-aware framework for onchain treasury management. We believe this could set a precedent across the broader DAO ecosystem.

In parallel, we’re also working with institutional partners. For example, Re7 Capital, with over $600M in AUM, is already using our agents in production. We’d be glad to share dashboards, performance data, or host a live walkthrough if helpful to further the discussion.

4. As of now, approximately 99% of Centrifuge’s treasury is comprised of CFG tokens. I’m assuming your proposal mainly focuses on stablecoins rather than native tokens—is that accurate?

Yes, that’s correct—the initial proposal is focused on optimizing stablecoin reserves, not native tokens like CFG. That said, we’re flexible and open to exploring opportunities where CFG could be used as collateral within specific vaults or pools, should such mechanisms become available within the Centrifuge ecosystem.

5. What would be the minimum stablecoin amount required to initiate autonomous treasury management through Giza?

This is a great question and one that we believe should be discussed collaboratively with the Centrifuge team during a later scoping phase. Factors like desired risk profile, strategy complexity, and performance goals will all influence what’s appropriate in terms of minimum capital.

Looking forward to continuing the dialogue and refining this opportunity together.

3 Likes

Thanks for putting this forward.
Really exciting to see Giza exploring a deeper integration with the Centrifuge ecosystem.

To get started, I’d like to see something along the lines of a $500K USDC allocation proposal, funded from the CNF treasury, with a target APY of 10%. We see this as a strong opportunity to pilot Giza’s agent technology in production with aligned incentives.

In parallel, I’d be keen to collaborate on the development of a RWA-specific Agent that actively incorporates deRWA products (like deJAAA and deJTRSY) as part of its strategy. These assets bring unique stability, yield, and composability properties to DeFi portfolios and we believe they’re well-suited for an onchain autonomous agent. deRWA is launching on Base in the coming weeks.

3 Likes

Thank you, Bhaji, for your support and clear guidance.We’re excited about the opportunity to onboard CNF’s treasury to ARMA, and equally enthusiastic about collaborating on the development of a dedicated RWA-focused Agent.
We’ll be preparing proposals for both initiatives and will keep you updated as we progress.Looking forward to working closely with the Centrifuge ecosystem on these efforts.

— Giza Team

3 Likes

Only getting caught up on many of these newer refs, and yours certainly caught my eye.

On the surface, I very much like the idea, especially as a fan of offloading DeFi work to agents. Like @itsbhaji, though, I’d much rather see this put to work in a small test case to prove the validity of the Giza team’s claims.

Looking forward to seeing how this plays out and hope to meet you at our next governance call!

Cheers,

Ryan / Phunky

2 Likes