title: $500K USDC Pilot Allocation Centrifuge × Giza AI Agents
authors: francxbt
contributors:
uses-component: cp4
technical-proposal: no
requires-onchain: no
impacts/modifies: -
status: rfc
date-proposed: 2025-08-18
Date-ended: -
Proposal: $500K USDC Pilot Allocation Centrifuge × Giza
Summary
We propose allocating $500K USDC from the CNF treasury to Giza’s agent-driven treasury management platform ARMA. The goal is to achieve ~15% net APR through diversified tailored risk-adjusted stablecoin yield strategy for Centrifuge treasury while maintaining full treasury control and capital safety via non-custodial, institution-grade smart accounts.
The partnership aims to:
- Convert idle treasury assets into productive capital via autonomous treasury management
- ~15% net APR over CNF’s treasury
- Position Centrifuge at the forefront of the agent-driven economy, becoming the first treasury in Web3 to deploy agents pioneering a new era of on-chain treasury innovation
- Leverage the partnership to jointly amplify visibility across both ecosystems, aligning with the AI × RWA narrative to attract capital inflows and strengthen long-term token utility for both networks
Strategic Narrative Value
This collaboration positions Centrifuge at the forefront of the AI-powered DeFi narrative. Early adoption of autonomous treasury management is expected to drive ecosystem visibility, strengthen investor confidence, and increase engagement with CNF’s on-chain products benefiting token demand and reinforcing Centrifuge’s market position.
This strategic positioning creates a compound effect: while the pilot generates measurable yield, it also increases market visibility, user acquisition potential, and perceived ecosystem value outcomes that are vital for tokenholder confidence and long-term growth.
About Giza
Giza is infrastructure for automating finance at scale. Its flagship agent, ARMA, runs on Base and other EVM chains, outperforming passive yield strategies by >80%.
These agents execute transactions via non-custodial smart accounts and session keys, enabling policy-bound safe automation. Currently, ARMA is responsible for ~3% of all transaction volume on Base, proving its ability to operate at scale and deliver measurable impact within high-throughput blockchain environments.
Why Giza?
Proven at Scale
- In production: $1.09B+ optimized agentic volume, $15M+ Assets Under Agents
- User base: 37,037 agents, 338,000+ autonomous transactions
- Security: Zero incidents to date
- Institutional adoption: Re7 Capital ($600M+ AUM) relies on Giza agents today
- DeFi integrations: Aave, Morpho, Pendle, Euler, BaseApp, Binance Wallet and more
How ARMA Works?
ARMA is an autonomous, treasury management agent designed to maximize stablecoin yields through continuous monitoring, intelligent rebalancing, and smart compounding all while keeping funds under full treasury control.
1. Continuous Market Scanning
ARMA constantly analyzes real-time lending rates across integrated, audited protocols on Base. It standardizes rates, factors in supply–demand dynamics, and evaluates total APR alongside transaction costs to ensure accurate, actionable comparisons.
2. Profit-Driven Rebalancing
The agent’s smart rebalancing logic only moves capital when the net gain after all costs is positive. This prevents unnecessary transactions, reduces gas overhead, and preserves yield. Opportunities are captured with precision timing to optimize realized returns.
3. Intelligent Auto-Compounding
ARMA automatically claims and reinvests accrued rewards, converting them back to the original stablecoin (USDC). The compounding frequency adapts to position size, current APR, and transaction costs, ensuring maximum efficiency without redundant operations.
4. Fully Automated, Fully Controlled
From activation onward, ARMA runs in the background, executing its strategy 24/7, while the treasury retains complete control and visibility. Every action is transparent, verifiable on-chain, and reversible at any time.
5. Capital Safety
- Non-custodial smart accounts: Treasury assets sit in segregated smart contract wallets fully controlled by the CNF.
- Safe automation: Tightly scoped, predefined, time-bound EIP-712 session keys no unrestricted access.
- Audited infrastructure: Giza and wallet providers (ZeroDev, Thirdweb) have passed public audits and power millions of daily users.
- Instant Revocation: Permissions can be revoked at any time, and session keys expire automatically.
- Personalization
ARMA introduces a new era of user-centric DeFi through protocol toggles, allowing treasuries to choose exactly which integrated protocols their agent interacts with. This eliminates one-size-fits-all strategies, enabling tailored allocations without adding complexity.
- Full control, zero friction: Select preferred protocols in seconds.
- Optimized performance: Agents adapt strategy cadence and allocation to your specific preferences while maintaining autonomous execution.
- Ecosystem benefits: Improves protocol adoption, removes onboarding friction, and directs capital toward protocols with the healthiest parameters.
Pilot ROI Projections / 15% APY Target
| Duration | Expected ROI | Total Value |
|---|---|---|
| 1 month | ~$6,250 | ~$506,250 |
| 3 months | ~$18,750 | ~$518,750 |
| 6 months | ~$37,500 | ~$537,500 |
| 12 months | ~$75,000 | ~$575,000 |
(Assumes simple interest.)
Beyond the direct yield impact, the pilot serves as a live case study to showcase Centrifuge’s innovation in treasury management. The visibility of performance metrics and public dashboard reporting can attract new participants, liquidity, and strategic partnerships into the CNF ecosystem.
Risk Management
- Protocol Whitelisting: ARMA interacts only with audited, high-liquidity lending protocols.
- Complete Transparency: The dashboard offers live APR tracking, historical yield curves, protocol allocation details, and full transaction history with verification status.
- Full Withdrawal Anytime: CNF can deactivate ARMA at any moment, unwinding positions and returning USDC to the treasury.
- Clean Exit: Session keys revoked automatically; accrued performance fees calculated and displayed prior to withdrawal.
- Predictable Returns: All capital and yield returned in USDC, regardless of what strategies or tokens were used in optimization.
- Dedicated Agents, Isolated Funds: Each entity operates with its own dedicated ARMA agent and segregated smart account. Funds are never pooled or mingled, ensuring complete isolation of capital and eliminating any cross-entity exposure risk.
Fee Structure
- Performance-Based: 10% success fee on generated yield only, calculated transparently upon withdrawal.
- No Hidden Costs: Zero deposit or withdrawal fees; all returns are paid back in original deposit token (USDC).
Backers of Giza
Raised $5.2M from:
CoinFund, Base Ecosystem Fund, Echo (Coinbase), Starkware Arrington Capital, Re7 Capital, Stake Capital, ID Theory, MetropolisDAO, ZeroDAO, SpaceshipDAO, Angels from Zama, Worldcoin, zkSync and others.
Ecosystem & Partners
- Ecosystem: Base, EigenLayer, Starknet, Mode Network…
- Protocols: Velodrome, Morpho, Aave, Pendle, Seamless, Moonwell, Fluid, Ixoworld, Euler, Desyn, Rekt…
- Infrastructure: LayerZero, Across Protocol, Sentient, Space and Time, Spheron, Openledger…
KPIs for Pilot Success
- Net APR: ≥15%
- Capital preservation: Zero principal loss
- Operational uptime: ≥99% execution rate
- Transparency: On-chain dashboards + bi-weekly reports
ARMA Deployment Options for CNF
- Self-Managed: CNF operates ARMA directly via arma.xyz onboarding.
- Giza Execution: Giza retains asset control; executes strategies & delivers reports performance.
- Hands-On Support: CNF manages the account with Giza providing attentive, end-to-end guidance.
Next Steps
- Coordinate over existing Giza <> Centrifuge Telegram group.
In parallel with technical onboarding, both teams can align on a co-marketing plan to highlight the pilot across social, community, and partner channels, reinforcing the Centrifuge’s position in the AI × RWA narrative.
Respectfully submitted by Giza Core Contributors.