Hello Ryan
Thank you for this article. I think that this is the best article read so far about protocol fees. Wallfacer Labs reviewed RWA fees (withdrawal, Protocol fees, Performance fee) and incorporate everything in one article!
Really great work! Thank you for sharing!
By the way, GoldFinch also introduced a Late fee. Without talking about numbers and the structure of this fee, in my opinion, i think that once the Protocol will be big enough (TVL +1.5B? =) ) the Late Fee can stimulate fast repayment.
What do you think?
However introducing this fee in our days, during the bear market, will be a little bit premature. IMHO.
Transactional model like gas fee? Staking? Gov token provided along side rewards in tinlake? LP’s? Variable reward rate based off the generation of said fees to keep treasury bank allocation for more important stuff such as innovation grants? I find that for protocol tokens the more tangible the token utility the price action is also much more positive over a more sustained amount of time compared to others. To make the CFG token able to meet larger utility and liquidity demands ect. Would an additional platform to bootstrap with tinlake be possible??? Not trying to plug just making a connection, but i feel something like a more basic lending and borrowing like [Radiant Capital $RDNT] on ARB could really bring in more regular users, and help them also at the same time as they would be able to essentially educate themselves financially through use from basic to more advanced. And would solidify the CFG utility incentives as mentioned above. With regulation around the corner i would also suggest to have all of token standards in place before hand then after.