# \# RWA Market: The Aave/Centrifuge Market for Real World Assets goes live

**URL:** <https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331>\
**Category:** Announcements\
**Tags:** product-updates, rwamarket\
**Created:** [December 28, 2021, 4:33pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331 "2021-12-28T16:33:49Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![Kate\_Bee](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/kate_bee/32/2958_2.png) [@Kate\_Bee](https://gov.centrifuge.io/u/Kate_Bee)\
**Post date:** [December 28, 2021, 4:33pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/1 "2021-12-28T16:33:49Z")

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# RWA Market: The Aave Market for Real World Assets goes live.

## _RWA Market uses the Aave Protocol to bring more liquidity to Centrifuge assets._

![](https://europe1.discourse-cdn.com/flex013/uploads/centrifuge1/original/2X/6/6d053a8ba0acfb7379d560e04450e819662baa61.gif)

TLDR:

- Built on Centrifuge and the Aave Protocol, the RWA Market is the first diversified real world asset market on the Aave Protocol
- The RWA Market is launching with seven pools and is already allowing liquidity providers to deposit USDC.
- RWA Market is serviced by [END\_Labs](https://end-labs.io/) and allows businesses to finance their tokenized Real Estate Bridge Loans, Trade Receivables, Cargo & Freight Forwarding Invoices, Branded Inventory Financing, and Revenue Based Financing using crypto.
- RWA Market allows users to diversify their portfolio with uncorrelated, stable assets.

How does this work? The Aave Protocol allows markets to be created where people can borrow tokens by depositing collateral. Interest rates go up and down depending on the utilization of the market.

Issuers create pools for their assets. Investors buy tokens from these pools by depositing stablecoins into the pool. The issuers can then borrow stablecoins against these assets and turn this into fiat currency for real world borrowers. For all pools assets and the performance of the portfolio is fully transparent on chain visible not just to investors but everyone; [check it out](https://tinlake.centrifuge.io/). Pools typically focus on a specific asset class, for example real estate or trade finance.

 ![](https://europe1.discourse-cdn.com/flex013/uploads/centrifuge1/original/2X/8/856b0b3768cab765f749d4941a740449da25518e.jpeg)

> “The RWA Market is a much needed building block not only for protocols such as Aave, but across DeFi as a whole. Knocking down barriers of entry and making DeFi accessible to all is part of the Aave Companies’ vision, and we are excited to be fulfilling this through the collateralization of real-world assets, made possible by Centrifuge.”
> 
> - Stani Kulechov, Founder & CEO of the Aave Companies

With the RWA Market, when a pool has a need for capital the issuers can not just opt to accept direct investments but also deposit the pool tokens in the Aave protocol and thus directly borrow from any RWA Market investors. RWA Market investors get a diversified portfolio of senior secured real-world assets on the Centrifuge protocol, a portfolio completely uncorrelated to crypto assets.

So - are you curious? What questions do you have? Let us know as comments

The first Centrifuge Community Call of 2022 on January 13th at 18:00 CET will be dedicated to this topic.

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**Author:** ![devin](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/devin/32/2155_2.png) [@devin](https://gov.centrifuge.io/u/devin)\
**Post date:** [December 28, 2021, 5:17pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/2 "2021-12-28T17:17:10Z")

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Huge!!

MakerDAO + Aave both integrated with.

who’s next?

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**Author:** ![MiniQ](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/miniq/32/873_2.png) [@MiniQ](https://gov.centrifuge.io/u/MiniQ)\
**Post date:** [December 28, 2021, 7:45pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/3 "2021-12-28T19:45:09Z")

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This is great news. Good job team!

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**Author:** ![dleans](https://avatars.discourse-cdn.com/v4/letter/d/bc79bd/32.png) [@dleans](https://gov.centrifuge.io/u/dleans)\
**Post date:** [December 29, 2021, 8:23am UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/4 "2021-12-29T08:23:45Z")

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How long we need to wait until the Issuer counter-sign the agreement?

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**Author:** ![hardik](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/hardik/32/1040_2.png) [@hardik](https://gov.centrifuge.io/u/hardik)\
**Post date:** [December 29, 2021, 4:31pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/5 "2021-12-29T16:31:42Z")

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> [@devin](#):
>
> who’s next?

Acala and a potential DAO collab I guess

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**Author:** ![Babes-Papes](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/babes-papes/32/861_2.png) [@Babes-Papes](https://gov.centrifuge.io/u/Babes-Papes)\
**Post date:** [January 1, 2022, 7:45pm UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/6 "2022-01-01T19:45:36Z")

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congratulations! is there an easy how-to tutorial available?

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**Author:** ![Tjure07](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/tjure07/32/1039_2.png) [@Tjure07](https://gov.centrifuge.io/u/Tjure07)\
**Post date:** [January 2, 2022, 9:34am UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/7 "2022-01-02T09:34:52Z")

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Thanks!

Not yet because it just went live recently but maybe @Rhano can do a comprehensive guide for newcomers in the future 😉

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**Author:** ![Rhano](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/rhano/32/1014_2.png) [@Rhano](https://gov.centrifuge.io/u/Rhano)\
**Post date:** [January 2, 2022, 9:40am UTC](https://gov.centrifuge.io/t/rwa-market-the-aave-centrifuge-market-for-real-world-assets-goes-live/3331/8 "2022-01-02T09:40:04Z")

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It is definitely on my list 😀
