# \[Issuer\] 2021 Year In Review

**URL:** <https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396>\
**Category:** Pools\
**Tags:** harbor-trade-credit, pool-update\
**Created:** [January 12, 2022, 12:32pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396 "2022-01-12T12:32:08Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Harbor](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/harbor/32/122_2.png) [@Harbor](https://gov.centrifuge.io/u/Harbor)\
**Post date:** [January 12, 2022, 12:32pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396/1 "2022-01-12T12:32:08Z")

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![image](https://europe1.discourse-cdn.com/flex013/uploads/centrifuge1/original/2X/d/d16cc033a0945e7c9fbe11ddf8f9c31e52aa4117.jpeg)

**Harbor 2021 Review**

As we set sail for the new year, we’d like to provide our current and future investors with an overview of our achievements over the last 12 months.

Here are a few key highlights from 2021:

- TIN target yield **15.00%, achieved 20.60% TTM and 22.30% APY (past 90 days)**
- DROP target yield **7.00%, achieved 6.66% TTM and 7.39% APY (past 30 Days)**
- Default Rate **0%**
- **$8,185,000** in volume funded
- Average Asset Maturity of **108** days

**2021 News Recap**

- [Harbor Raises Funds From MakerDAO](https://www.sfnet.com/home/industry-data-publications/the-secured-lender/tsl-express-daily-articles-news/tsl-express-daily-articles-news/2021/08/10/harbor-raises-funds-from-makerdao-unlocking-defis-full-potential-in-trade-finance) Unlocking DeFi’s Full Potential in Trade Finance

- Harbor chooses [Codat](https://www.codat.io/us/case-study/harbor/) as integration partner to access real time users data for risk monitoring and transaction approval on the HarborTrade platform.

- Harbor has executed the [world’s largest trade finance transaction](https://etherscan.io/tx/0x1807bd43b983748cb7d429363b49d994570e3bf89f32386289615c938a70407d) funded with a stablecoin to provide working capital for a global commodities trader. The over $2 million transaction is the first and largest trade finance program of its kind.

- [Harbor Integrates With Circle](https://www.sfnet.com/home/industry-data-publications/the-secured-lender/tsl-express-daily-articles-news/tsl-express-daily-articles-news/2021/11/11/harbor-integrates-with-circle-to-provide-faster-payments-to-global-buyers-and-suppliers)To Provide Faster Payments To Global Buyers And Suppliers

**Pool Status**

![](https://europe1.discourse-cdn.com/flex013/uploads/centrifuge1/original/2X/3/3d5644333f37fda2aa351e5acc4f22a84ad59bcc.jpeg)

**Harbor’s Pool on Tinlake is now open to new and existing subscribers.**  
5,000 DAI Minimum Investment for DROP tranche (senior)  
50,000 DAI Minimum Investment for TIN tranche (junior)

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**Author:** ![devin](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/devin/32/2155_2.png) [@devin](https://gov.centrifuge.io/u/devin)\
**Post date:** [January 12, 2022, 10:33pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396/2 "2022-01-12T22:33:51Z")

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Thank you for this update! Somehow slipped by me that Harbor did a [2+ million DAI asset](https://tinlake.centrifuge.io/pool/0x4cA805cE8EcE2E63FfC1F9f8F2731D3F48DF89Df/harbor-trade-2/assets/asset?assetId=53). So cooool!

I think now the largest single asset/NFT financed on Tinlake? Not that it’s a competition 😉

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**Author:** ![annamehr](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@annamehr](https://gov.centrifuge.io/u/annamehr)\
**Post date:** [January 13, 2022, 12:51pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396/3 "2022-01-13T12:51:32Z")

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FortunaFi has 2+ million DAI too 🙂

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**Author:** ![Tjure07](https://dub1.discourse-cdn.com/flex013/user_avatar/gov.centrifuge.io/tjure07/32/1039_2.png) [@Tjure07](https://gov.centrifuge.io/u/Tjure07)\
**Post date:** [January 13, 2022, 4:46pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396/4 "2022-01-13T16:46:54Z")

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The question is: wen double digits (in millions)? 🤩

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**Author:** ![annamehr](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@annamehr](https://gov.centrifuge.io/u/annamehr)\
**Post date:** [January 13, 2022, 5:55pm UTC](https://gov.centrifuge.io/t/issuer-2021-year-in-review/3396/5 "2022-01-13T17:55:28Z")

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I’d say rather sooner than later 😉